Layered Mexican Bean Dip - beans

Ingredients

• 1 (10 ounce) can refried beans (Taco Bell brand is really creamy, and comes fat-free!)
• 1 envelope taco seasoning
• 1 cup sour cream, approximately
• 1 cup guacamole, approximately (see "World's Smoothest Guacamole" recipe", or can use prepared dip)
• 1 jar salsa, approximately
• 1 -2 cup shredded Mexican blend cheese (Kraft and Sargento make one, as does Wal-Mart's shelf-brand, Great Value)
• 1 can sliced black olives (if you like olives, add more!)